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303 North Church Street • Suite 100
Murfreesboro, TN 37130
M-F 8:00AM - 4:30PM
Phone: (615) 898-7715
General Fax Number:
(615) 713-3451
OJI/Property Damage Fax Number:
(615) 713-3441

Medical Plans

Medical Dental VisionDisability Life Insurance

Flexible Spending AccountsOn-Site Clinics Assistance Program Voluntary Insurance Plans


Cigna is the provider of record for the Medical Insurance plans as offered by the Rutherford County Government.

2021 Benefits Summary Plan Description Benefit Summary
 Medical: HRA click to open click to open
 Medical: Copay click to open click to open
 Medical: Deductible click to open click to open
 Retiree: Pre 65 Copay   click to open
 Retiree: Pre 65 Deductible   click to open
 Retiree: Post 65 click to open click to open

To find out if a doctor or provider is in network, please follow the below steps: 

  • Go to
  • Click on "Find a Doctor, Dentist or Facility"
  • On the right side of the page (under heading Not A Cigna Customer Yet?) click on "Plans through your employer or school"
  • Enter your city under SEARCH LOCATION
  • Click on the orange "PICK" button and then click on "MEDICAL PLANS"
  • Enter a description in the SEARCH: bar (ex: doctor, hospital, etc.) and click on the orange magnifying glass to view in network providers

Medical plan: Cigna PPO - Open Access Plus (OAP)                            

Contact Information
Phone: 1-800-244-6224


For notices and additional information click on the links below:

HCL Cigna Notice of Nondiscrimination Practices

Preventative Generic Drug List

Cigna Medical and Behavioral/Mental Health Virtual Care

2021 Medicare Drug List

Prescription Drug - Creditable Coverage Notice

Retirement/Retiree Guidelines (as referenced in the Plan Document) 

COVID-19 Information


Translation Notice