Rutherford County TN

INSURANCE & RISK MANAGEMENT

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303 North Church Street • Suite 100
Murfreesboro, TN 37130
Phone: (615) 898-7715
Fax: (615) 867-4602
M-F 8:00AM - 4:30PM

Benefits

Medical Dental VisionDisability Life Insurance

Flexible Spending AccountsOn-Site Clinics Assistance Program Voluntary Insurance Plans



2019 Benefits Guide

Dependent Eligibility Definitions and Required Documents

Spousal Healthcare Eligibility Affidavit

Spousal Healthcare Eligibility Affidavit FAQs

Rutherford County Government is committed to providing employees and their eligible family members a comprehensive, cost effective and affordable benefits package. The benefits offered to employees are designed to allow employees a choice of plans that will meet their specific needs and individual circumstances. Programs have been integrated into the plans to promote, encourage and support healthy lifestyles. Premiums for the Medical, Dental and Vision plans are deducted pre tax subject to Section 125 of the IRS code.

You have 30 calendar days to notify Insurance & Risk Management if you have a qualifying Life Event. You will be required to provide proof of the Life Event and eligibility documentation in order to add a member to insurance benefits. Click on the link below to view a list of qualifying Life Events.

Eligible Life Event Rules

Contact Insurance & Risk Management Benefits Specials in order to make any of these changes listed below:

  • Benefit plan enrollment when eligibility commences.
  • Benefit plan changes during Open Enrollment period.
  • Plan changes subject to Life Status rules governed by IRS guidelines for Pre Tax deduction (Section 125)
    • Birth/Adoption of child(ren)
    • Death of dependent
    • Marriage
    • Divorce
  • Life insurance beneficiary designation.
   Benefits  & Coverage Summary
Benefit Summary

 Medical: HRA
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 Medical: CoPay
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 Medical: Deductible
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 Dental: Option 1
not applicable
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 Dental: Option 1 BuyUp
not applicable click to open
 
 Dental: Option 2
not applicable click to open  
 Dental: DHMO
not applicable click to open  
 Vision not applicable click to open  
 Retiree: Pre 65 CoPay
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 Retiree: Pre 65 Deductible
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 Retiree: Post 65
not applicable
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